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Newbie Student of Credit |
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Join Date: Dec 2010 Location: new jersey Posts: 22 |
ok so on my auto loan i have been 10,15,20 days late sometimes, so now my payoff is coming up, i called them to get the payoff date, and it is 3 months more then the contract states, they said from all the times i was late the loan built up additional financial charges, that is why my payoff is 3 months more, so instead of paying them 60 payments it is going to be 63, i paid all the late charges
from paying late, can they add 3months to a loan for additional finance charges? is this legal?
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